An Investment Platform for Human Capital.
Technology is disrupting labor markets while wealth inequality grows. Meanwhile, an education's skyrocketing cost and uncertain payoff make students and parents uneasy taking on debt while they shoulder all the risk.
Adapting to these changes will require all stakeholders to reconsider the way education today is financed, administered, and valued. A true, systemic solution would provide transparency about the value of an education and would appropriately allocate the risks and rewards of such an investment to all parties. So we designed one.
We enable people to invest in students in exchange for a percentage of their future income. This provides downside risk protection to students, a novel asset class to investors, and signals about the ROI of that education to the market.
Built by a team of experienced entrepreneurs, we funded our first students in 2014 and have built a platform for ISA underwriting, origination and servicing. Our mission is to quantify, invest in, and manage the world's human capital. We hope you'll join us.